Today, health care costs are high, and getting higher.
Who will pay your bills if you have a serious accident
or a major illness? You buy health insurance for the
same reason you buy other kinds of insurance, to protect
yourself financially.
With health insurance, you protect yourself and your
family in case you need medical care that could be
very expensive. You can't predict what your medical
bills will be. In a good year, your costs may be low.
But if you become ill, your bills could be very high.
If you have insurance, many of your costs are covered
by a third-party payer, not by you. A third-party
payer can be an insurance company or, in some cases,
it can be your employer.
